Why Buy Pet Insurance?
We strongly recommend pet insurance so you’re never constrained to compromise on veterinary care due to finances. We also offer a wonderful VIP Wellness Plan so you can also reduce the everyday costs of being a pet owner!
Here’s what you really need to consider when you’re thinking about whether or not you should buy pet insurance. It’s not just for those times when your dog or cat might have a laceration, bite wound, or vomiting something or other. It’s really about you never being in a position where you have to choose between spending a huge amount of money or putting your dog or cat to sleep. It’s about saying “YES”, when there are no guarantees, instead of having to say no because a $5000 or $20,000 treatment, with no guarantee of success, is not a financial option for you.
- One of our patients, a 2 year old Pittie, suddenly wasn’t able to defecate, for no apparent reason. We did everything we could to understand why, to no avail. We referred him to Bedford Katonah for their specialists. They kept him for two weeks and ran every test their specialists could muster, but also to no avail. Because the owner had pet insurance, she never had to say “No….. I can’t afford any more time or diagnostic tests. Put him to sleep”. Her final bill between both hospitals was $65,000 and Trupanion paid 90% of that. Knowing that you’ve all you can to help your furry family member is priceless and extremely comforting.
Which pet insurance plan to purchase is the real question.
There are plenty of choices and as we looked for a comparison, we realized that most of the websites offering comparisons were actually owned by one or another of the pet insurance companies themselves. So be careful.
We did find this one website that looks at most plans pretty objectively. The website is https://www.nerdwallet.com/blog/insurance/find-best-pet-insurance/
We all have pet insurance on our own pets, because if any one of our pets needs ANYTHING, from a routine injury to brain surgery, we want our pets to be able to get that treatment. We chose Trupanion for ourselves because they’re simple to use, pay what they’re supposed to pay for (for the most part) and because they have a portal installed in most veterinary hospitals (including ours) that allows for automatic payments so you’d only have to pay out of pocket for the difference.